Monthly Archives: May 2018

Dangerous Flaws In Financial/Retirement Plans And Where To Focus

  The flaws of Defined Benefit retirement plans are still embedded in today’s financial plans Just looking at one projection of assumptions can be highly misleading Variability of returns lowers investment results, and is a flaw in projections Just variability … Continue reading

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The Fed’s QT Blunder And Libor’s Warning.

The chart above shows the progression of Libor since the Fed’s first rate hike in December 2015. The progression was smooth until QT (discussed twice before this year) started to kick in at the end of 2017. Now Libor has … Continue reading

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5 Steps Transform Long Term Investment Returns

Step 1: Dalbar 2017 Report: Understand why “investors suck at investing”. Step 2: Appreciate the benefit of consistently positive low volatility returns. Step 3: Understand repeatability of returns and use a better investment metric: RVAR (Repeatable Volatility Adjusted Returns) Step … Continue reading

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